 |
||
|
||
|
||
|
|
About Andrew Stoltmann JD Andrew Stoltmann is an Illinois licensed attorney and registered investment advisor. Mr. Stoltmann began his career in the securities industry in 1994 as a stockbroker in Milwaukee, Wisconsin for brokerage firms Olde Discount and Piper Jaffray. In 1995, Mr. Stoltmann joined Merrill Lynch as a Series 7 licensed financial consultant. Mr. Stoltmann graduated from the University of Wisconsin (Madison) with a Bachelor of Business Administration degree. Mr. Stoltmann also graduated from DePaul University College of Law and practices as a securities attorney in Chicago, Illinois. Mr. Stoltmann was the Editor-In-Chief of the PIABA (Public Investor Arbitration Bar Association) Bar Journal for approximately five years. Mr. Stoltmann also co-authored the book "Investor Rights for the Year 2000 and Beyond." Mr. Stoltmann has appeared multiple times on CNBC, CNN, CNN-FN, the CBS Evening News With Dan Rather and National Public Radio. He has been quoted in various investment publications including the Wall Street Journal, Business Week, Forbes, Fortune, USA Today, Chicago Tribune and the Los Angeles Times. Mr. Stoltmann is also a principal with the Stoltmann Law Offices in Chicago, Illinois. Mr. Stoltmann has represented hundreds of investors in claims against brokerage firms, insurance companies and stockbrokers. Mr. Stoltmann is also a frequent lecturer on both investment topics and securities law related issues. About Prudent Asset Management At Prudent Asset Management, you get personalized guidance and valuable financial information. We analyze your goals, timeframes and tolerance for investment risk and discuss how you might update your plans as your circumstances, needs and goals change. The firm's philosophy is founded upon conservative, time proven principles of fundamental investing at the lowest costs possible. We construct diversified, high quality portfolios that are designed to protect existing capital, achieve long-term growth for our clients and weather all storms. Careful planning is the key to achieving your financial goals. Whatever your goals may be --from sending children to college and retiring comfortably to passing your hard-earned estate assets on to loved ones-Prudent Asset Management will evaluate your situation and help you determine which strategies are right for you. We never touch or hold your assets. Your assets are held at an independent bank or brokerage firm. When you make a deposit into your account, send your check directly to your custodian. When you need money call us, and we will make the funds available at your custodian. All of your investments are liquid and are available to you, at any time, without penalty. As an unbiased, independent fee-based investment advisor we have no conflicts of interest. We are partners with our clients because your best interests are our best interests. You can cancel our services at any time, for any reason. Your assets are with your custodian and you can then do with the funds whatever you need to do. That said, we have built long-lasting relationships by creating trust and continuously reinforcing our belief that client service is important. You will receive regular reports. You are sent timely confirmation of all transactions, monthly statements and have online web access (from your custodian) detailing the status of your account. You will always know what is in the account and what changes are taking place (unlike a mutual fund). All for much less than what you are paying for your mutual fund or variable annuity. Our strategy is easy to monitor. You can contact us at any time to discuss our outlook and ask questions. We will prepare a performance report showing your portfolio results compared to its benchmark. Additionally, for taxable accounts, we will send you a year-end gains and loss report to assist you with your taxes. Our Investment Process At Prudent Asset Management, we utilize a four step process to help investors meet their goals. Step 1: Understanding Your Goals
Gaining a clear understanding of your life goals is the first step in the advisory process. We will spend time getting to know you, your interests, preferences and values. Once these are defined and your goals understood, together we can start developing an investment plan.Step 2: Developing A Plan
We will work with you to create a customized investment plan to help you achieve your goals. The plan is built on a sound strategy that incorporates your needs, time horizon and risk tolerance.Step 3: Implementing Strategies
Once your plan is established, we will recommend tailored investment strategies. Together, we select investment and implement the strategies that make sense for you.Step 4: Evaluating Progress
Throughout our advisory relationship, we will communicate with you on a regular basis to assess your progress. Recommendations and strategies will be adjusted over time as needed to address your evolving goals and changes in the markets. |